• What does the insurance cover?
    The takaful program provides covers bodily injury caused solely by a natural causes. A lump sum amount is payable on death or permanent disablement. The policy also extended to cover funeral expenses.

    The takaful program is also extended to cover a lump sum amount payable upon diagnosed of the critical illness as per the list stated under the takaful policy.

  • Is the policy subject to the “Pre Existing Conditions” whereby member cannot make any claim if the member has been suffered with the illness before joining the takaful program?
    The policy is subject to the “Pre Existing Conditions”, any claim from member that has been suffered from the illness 12 month before joining the program will be rejected.

  • Which diseases are covered under a dread disease policy?
    There are 36 illness accepted as a critical illness under the takaful program with an additional congenital disease. Please refer to the takaful policy for the list of critical illness and the terms conditions.

  • Who will benefit from the policy?
    The policy coverage will be given to the registered member and family (definition of family is as per the policy). However, family will only be eligible to the funeral expenses only and is limited to 1 claim per family per year.

  • How do I make a claim?
    Please click on "Claim" in top menu and follow the instructions.

  • How long does it usually take to process my claim?
    Upon receipt of all required documents, approved claims will be settled within 30 days.

  • How will I be notified of the result of my claim?
    You will be notified through SelCare / CompuMed
  • What does the insurance cover?
    The insurance covers bodily injury caused solely by an accident. A lump sum amount is payable on death or permanent disablement. Please refer to the Benefits Schedule for the details of cover.

  • Who will benefit from the policy?
    The policy coverage will be given to the registered member and family (definition of family is as per the policy). However, the benefits is limited to 1 claim per family per year.

  • Are illnesses covered?
    No, this insurance covers only bodily injury or death due to an accident.

  • Is Outpatient and Physiotherapy/Chiropractic treatment covered?
    No

  • Will I be covered if I travel during vacation?
    You will not be covered if you are out of Malaysia for vacation and/or business purposes for more than three (3) conservative months at a time.

  • How do I make a claim?
    Please click on "Claim" in top menu and follow the instructions.

  • How long does it usually take to process my claim?
    Upon receipt of all required documents, approved claims will be settled within 30 days.

  • How will I be notified of the result of my claim?
    You will be notified through SelCare / CompuMed

Product / Description Benefits
Personal Accident
Group Personal Accident is a benefit policy which covers insured member registered under the scheme in the event of accidental injuries. This protection is world-wide and twenty-four (24) hours a day cover for death, loss or disablement due to accidental bodily injury. Subject to the terms and condition of the policy.
  • RM5,000.00 (Death by natural or accidental)
  • Policy extended to cover the family members.
  • Limited to 1 claim per year
Funeral Expenses
Funeral expenses is a benefit given to the next of kin to aid in funeral expenses. The coverage covers natural death or accidental.
  • RM1,000.00 (Member Only)
  • RM1,000.00 (Family)
  • Coverage for family on funeral expenses is limited to 1 claim each year
Life Assurance
GROUP TERM TAKAFUL policy is a benefit policy which covers insured employee in the event of death due to natural causes. This protection is world-wide and twenty-four (24) hours a day. Subject to the terms and conditions of the takaful policy.
  • RM5,000.00 (Member Only)
Critical Illnesses
This Supplementary Contract is issued together with the Basic Group Term Takaful.

While this Supplementary Contract is In Force, Takaful provider shall pay the Sum Covered of the Supplementary Contract when the Covered Member is diagnosed to have any of the covered Critical Illnesses as per the listing of the Critical Illness under the takaful policy.

Subject to the terms and conditions of the Takaful policy.
  • RM5,000.00 (Member Only)