Etiqa Family Takaful Berhad

  1. Alzheimer's Disease/ Irreversible Organic Degenerative Brian Disorders
  2. Angioplasty and other Invasive Treatments for Major Coronary Artery Disease
  3. Bacterial Meningitis
  4. Benign Brain Tumor
  5. Blindness / Total Loss of Sight
  6. Brain Surgery
  7. Cancer
  8. Chronic Aplastic Anaemia
  9. Coma
  10. Coronary Artery By- Pass Surgery
  11. Deafness/ Total Loss of Hearing
  12. Encephalitis
  13. End Stage Kidney Failure
  14. End Stage Liver Failure
  15. End Stage Lung Disease
  16. Fulminant Viral Hepatitis
  17. Heart Attack
  18. Heart Valve Surgery
  19. Loss of Speech
  20. Major Burns
  21. Major Head Trauma
  22. Major Organ/ Born Marrow Transplant
  23. Medullary Cystic Disease
  24. Motor Neuron Disease
  25. Multiple Scelerosis
  26. Muscular Dystrophy
  27. Occupationally Aquired HIV Infection
  28. Other Serious Coronary Artery Disease
  29. Paralysis/ Paraplegia
  30. Parkinson's Disease
  31. Primary Pulmonary Arterial Hypertension
  32. Severe Cardiomyopathy
  33. SLE with Lupus Nephritis
  34. Stroke
  35. Surgery to Aorta
  36. Terminal Illness
  37. Congenital Disease (*self-insured by Selcare)

Etiqa General Insurance Berhad

For year 2020, the coverage is provided by the above registered takaful and insurance companies.

DETAILS ABOUT THE COVERAGE

GROUP TERM LIFE TAKAFUL

GROUP TERM TAKAFUL policy is a benefit policy which covers insured employee in the event of death due to Natural Causes. This protection is world-wide and twenty-four (24) hours a day. Subject to the terms and condtions of the takaful policy.

Participants
  • On all registered B40 member and family
    (Coverage for family is in respect of the funeral expenses only)
  • For Funeral expenses to cover member and family.
    (Family member referring to husband /1 legal wife only/ children those fall under B40 category and registered with Selangor State)
Sum Insured
  • Death / PD: RM5,000.00 (Member Only)
  • Funeral Expenses: RM1,000.00 (Member Only)
  • Funeral Expenses: RM1,000.00 (Family)
    Coverage for family on funeral expenses is limited to 1 claim each year.
  • Critical Illness: RM5,000.00 (Member Only)

Subject to the terms and conditions of the Takaful policy.

Critical Illness

This Supplementary Contract is issued together with the Basic Group Term Takaful.

While this Supplementary Contract is In Force, Takaful provider shall pay the Sum Covered of the Supplementary Contract when the Covered Member is diagnosed to have any of the covered Critical Illnesses as per the listing of the Critical Illness under the takaful policy.

Subject to the terms and conditions of the Takaful policy.


GROUP PERSONAL ACCIDENT INSURANCE

Group Personal Accident is a benefit policy which covers insured member registered under the scheme in the event of accidental injuries. This protection is world-wide and twenty-four (24) hours a day cover for death, loss or disablement due to accidental bodily injury. Subject to the terms and condition of the policy.

Participants
  • On all registered B40 member and family.
    (Claim payable to 1 member / person only per family. Family member referring to husband/1 legal wife only/ children those fall under the B40 category and registered with Selangor State)
Sum Insured
  • Accidental Death / Permanent Disablement: RM5,000.00 (Member Only)
    (Claim payable to 1 member/person per family)
  • Funeral Expenses: RM1,000.00
    (Claim payable to 1 member/person per family)
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